Terms of Service

1. Acceptance of Terms

By accessing, browsing, or using RenterPaystub.com (the "Service"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our Service.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

2. Service Description

RenterPaystub.com provides an online document generation service that creates pay stub documents based on information you provide. We are:

• NOT a payroll service provider
• NOT an employer or employment agency
• NOT affiliated with any employer, payroll company, or government agency
• NOT providing legal, tax, accounting, or financial advice

Our Service is intended solely for generating documentation of legitimate income for apartment applications, rental verification, and similar lawful purposes.

3. User Representations and Warranties

By using our Service, you represent and warrant that:

• You are at least 18 years of age and have legal capacity to enter into binding contracts
• All information you provide is accurate, current, and complete
• You are using the Service only for legitimate, lawful purposes
• You have the legal right to use any information (including employer information) you enter
• The generated documents will be used only for their intended legal purpose
• You will not misrepresent your income, employment status, or any other information
• You understand that falsifying information may violate federal and state laws

4. Prohibited Uses

The following uses are STRICTLY PROHIBITED:

• Fraud: Creating false or misleading documents to deceive any person or entity
• Loan Fraud: Using falsified documents to obtain loans, mortgages, or credit
• Government Benefits Fraud: Using documents to fraudulently obtain government assistance
• Identity Theft: Using another person's information without authorization
• Tax Fraud: Using documents for tax evasion or filing false tax returns
• Employment Fraud: Falsifying employment history or income for job applications
• Any other illegal, fraudulent, or deceptive purpose

Violation of these prohibitions may result in immediate termination of your access, legal action, and reporting to law enforcement authorities.

5. Indemnification

You agree to indemnify, defend, and hold harmless RenterPaystub.com, its owners, operators, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

• Your use or misuse of the Service
• Any information you provide or documents you generate
• Your violation of these Terms
• Your violation of any law or regulation
• Your violation of any third-party rights
• Any fraudulent or illegal activity related to your use of the Service

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• OUR TOTAL LIABILITY TO YOU FOR ANY DAMAGES SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SERVICE (limited to the specific transaction giving rise to the claim)
• WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES
• WE MAKE NO WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, OR ACCEPTABILITY OF GENERATED DOCUMENTS
• THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED

We are not responsible for acceptance or rejection of generated documents by landlords, lenders, or any third parties.

7. Dispute Resolution and Arbitration

PLEASE READ THIS SECTION CAREFULLY:

Binding Arbitration: You and RenterPaystub.com agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be settled by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

Class Action Waiver: You agree that all disputes shall be resolved on an individual basis only. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR ANY OTHER REPRESENTATIVE PROCEEDING.

Exceptions: Either party may seek injunctive relief in court to prevent infringement of intellectual property rights or misuse of the Service.

Governing Law: These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which our business is registered, without regard to conflict of law provisions.

8. Payment and Refunds

All payments are processed securely through third-party payment processors. By making a purchase, you agree to provide accurate payment information.

Refund Policy: We offer a 30-day money-back guarantee. To request a refund, contact support@renterpaystub.com with your order number. Refunds are provided at our sole discretion for legitimate dissatisfaction with the service quality. Refunds will not be issued if documents were used fraudulently or in violation of these Terms.

9. Data Security and Privacy

We implement reasonable security measures to protect your information. However, no internet transmission is completely secure. You acknowledge that you provide information at your own risk.

Our Privacy Policy, incorporated by reference into these Terms, describes how we collect, use, and protect your information.

10. Cooperation with Law Enforcement

We reserve the right to cooperate fully with law enforcement authorities, regulatory agencies, and other government entities in investigating suspected illegal activity. We may disclose user information, transaction records, and generated documents in response to lawful requests, subpoenas, court orders, or when we believe disclosure is necessary to protect our rights or comply with legal obligations.

11. Account Termination

We reserve the right to suspend or terminate your access to the Service at any time, without notice, for any reason, including but not limited to:

• Violation of these Terms
• Suspected fraudulent or illegal activity
• Providing false or misleading information
• Abuse of the Service or circumvention of security measures

12. Intellectual Property

All content, templates, designs, and software used in the Service are protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose only.

You retain ownership of the information you provide. Generated documents may be used by you for their intended lawful purpose only.

13. Disclaimers

• Not Legal, Tax, or Financial Advice: Our Service does not constitute professional advice. Consult qualified professionals for advice specific to your situation.
• Tax Calculations: Tax calculations are estimates based on standard rates. Actual withholdings may vary. We are not responsible for inaccuracies.
• Acceptance by Third Parties: We cannot guarantee that generated documents will be accepted by landlords, lenders, or other third parties.
• No Employment Relationship: Use of our Service does not create an employment relationship or imply endorsement by any employer.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and RenterPaystub.com regarding the Service and supersede all prior agreements and understandings.

16. Contact Information

For questions about these Terms, please contact us at:

Email: support@renterpaystub.com
Response time: Within 48 hours